Agency for Healthcare Research and Quality

Wise Health Care Choices  »  Medical Care

Health care insurance is important. You may have health insurance coverage as a dependant under your parent’s health insurance. If so, the Affordable Care Act put into law in 2010, allows you to continue this coverage until you turn age 26.

You may have health insurance under a private plan or through your school. About one-third of public universities and more than two-thirds of private colleges require that you have health insurance as a condition of enrollment.

If you do not have health insurance, consider getting some. You may think that you do not need it because you are healthy and think that you will not have the need to pay for medical care. Perhaps, the cost health insurance is keeping you from getting any. Consider this: High medical bills from an accident or serious illness or could put you in debt that you cannot repay and could ruin your credit score. Add this to the debt of student loans you may be acquiring. Know this: The Affordable Care Act is expanding your options for health insurance and making them more affordable. Find out about your options from:

For an explanation of different types of health insurance, see Health Insurance 101.

Children's Health Insurance Program (CHIP). Each state provides free or low-cost health coverage for children up to age 19 that meet family income restrictions.

1-877 KIDS NOW (543-7669)


College Parents of America


Consumer Assistance Programs

Find ones in different in states

Health  |

U.S. Department of Health and Human Services’ Health Resources and Services Administration (HRSA) to locate federally-funded health centers near you, even if you have no health insurance. You pay what you can afford, based on your income.

877- 464-4772

Your College or University

Your state’s Health Department, Department of Community Health, or State Medicaid Office (for some low-income and disabled persons).